Here’s a simple and more affordable solution to help cover these costs.  Consider a Hospital Indemnity policy! 
Hospital Indemnity Insurance is designed to help fill some of the co-payments, deductibles and out-of-pocket expenses of your health insurance plan. Cash benefits are paid directly to you to help cover the costs associated with hospital confinement, ambulance trips, critical accidents, skilled nursing stays and more.

How does it work? 

Should you be confined to a hospital, the hospital indemnity policy will pay you between $100.00 and $750.00 per day based on the plan you select. You can choose a 3-day, 6-day, 10-day or 21-day benefit period, which will restore after 60 days of no hospital confinement. A 1-day benefit is now available with a daily benefit amount of $1,000 to $2,500.

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Do I need it?

Unexpected medical costs can add up, even if you have health insurance. The hospital indemnity policy is an affordable way to help protect your savings from all the costs of deductibles, co-pays and additional expenses not covered by your major health insurance plan. Benefits are paid directly to you so you can use the funds any way you choose.

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